Ignite FB Tracking PixelHome repair: A guide to the value of home improvement loans - Haleh Struzinsky
HS Capital Realty LLC
Haleh Struzinsky, HS Capital Realty LLCPhone: (518) 729-8278
Email: HalehHomes@gmail.com

Home repair: A guide to the value of home improvement loans

by Haleh Struzinsky 01/27/2025

Two individuals standing with painting supplies

Home repair loans provide financing for home improvement projects. These projects can become expensive, and sometimes financial help is needed. Here are some basic reasons to get a home improvement loan for your project: 

Should you get a home repair loan?

An unsecured personal loan is great for small to mid-sized undertakings. For example, you may want to add new flooring and countertops in your kitchen, or upgrade your bathroom.

This type of loan is typically easier to obtain than home equity loans, but your credit score and income information are still big factors. These influence your monthly payments, loan amount and interest rate. 

Common reasons to get a home improvement loan

A common reason for home improvement loans is to increase the value of a property. This loan allows you to complete projects that may make your home more appealing on the market. You might also need a home improvement loan to make your space more comfortable. 

Forgo putting your home at risk

Unlike a home equity loan, home improvement loans are safer. You don’t have to offer collateral to get this type of loan. Unsecured personal loans are primarily obtained through personal information. This includes your credit score and income. 

Quick financing

Home improvement loans are fairly quick to receive. You can be given a lump sum amount for the whole loan. In some cases, you can receive this funding within a day. 

Increase the value of your home 

Home improvement projects can boost the value of your home. Valuable additions like finishing a basement or building a deck can produce major returns on your investment. 

Uploaded Image

When it’s time to start home improvement projects, proper financing is a must. You may require a personal loan, or your project may be larger and require a secured loan. Speak with a local lender to find out which loan options are best for you. 

About the Author
Author

Haleh Struzinsky

Being an experienced, licensed Real Estate Broker allows Haleh and her team to help people either locate their perfect home, or sell an existing home. HS Capital Realty LLC is a full service Real Estate Brokerage offering: Residential Sales, and Commercial Sales. Working as Broker of HS Capital Realty LLC, Haleh is dedicated to excellent customer service. You will find Haleh and her team to be honest and, going the extra mile for you. Ready to respond in a quick manner. They understand your time is valuable.

Whether you are an experienced, or first-time home buyer, we have the expertise and qualifications needed to provide the best service. When representing a buyer as an Accredited Buyer Representative. (ABR) As a Seniors Real Estate Specialist (SRES), Haleh is qualified to meet the special needs of Senior clients who are selling their home.

Buying, Selling, or Relocating. Getting you to where you want to go.

- BBB Accredited

- Member of CIREB (Commercial, Industrial Real Estate Broker)